Clubhouse Grille (*** NO LIV DISCUSSIONS ***) (*** NO POLITICS/RELIGION ***)

[TiScape]

5 minutes ago, Soloman1 said:

Oh no. Apple is going into the EV market.

 

Install a forced software update and the battery will die.

That’s just how they gently “remind” you that it’s time for an upgrade.

I for one appreciate that selfless dedication to their customers 😊

 🍎 👍🏼

[TiScape]

1 hour ago, Soloman1 said:

Fun with Insurance and Pharmacies

 

You pay an insurance company premiums.

You pay to get a prescription.

Then you go to the pharmacy.

 

What happens when you go to the pharmacy?

They ask if you have insurance. You say yes.

Everyone says yes, because you think it must be expensive, and you're only paying a co-pay, so you give them your insurance information.

Or, your insurance information already in their system. You can't escape from this from any chain.

 

Once you say you have insurance, the pharmacy is forbidden from telling you the cash price to maintain their contract with the insurance company.

 

Let's use Metformin, a common drug for diabetes, as the example.

 

Metformin costs the pharmacy about $2.

If you had no insurance, the cash price would be $4.

You pay $4 and the pharmacy makes $2.

 

The pharmacy puts in your insurance info, and now you have a co-pay of $10.

You think it's a good deal. Only $10.

 

From that co-pay, $7 goes back to the insurance company and the pharmacy gets only $3.

The pharmacy now makes only $1, and you just paid $6 more than if you had no insurance. But, you have paid for it.

 

Some people like to say the system is broken. It isn't. It's working exactly as designed.

 

I’m not gonna get started on insurance bcs it makes me head spin. But…

 

🤣

[Triple Lindy]

18 minutes ago, TiScape said:

I’m not gonna get started on insurance bcs it makes me head spin.

That’s also part of the system working exactly as designed.

[bscinstnct]

14 minutes ago, TiScape said:

That’s just how they gently “remind” you that it’s time for an upgrade.

I for one appreciate that selfless dedication to their customers 😊

 🍎 👍🏼

 

After years of Samsungs, switched to IPhone and it far superior imo in every important way…for me/us that is. 
 

Cant imagine why they would take this on, making a car

 

I mean they got 160 billion in cash-on- hand sitting around doing nothing for shareholders. And they have product development experience second to none. 
 

But this is a huge roll of the 🎲 

[TiScape]

Just now, bscinstnct said:

 

After years of Samsungs, switched to IPhone and it far superior imo in every important way…for me/us that is. 
 

Cant imagine why they would take this on, making a car

 

I mean they got 160 billion in cash-on- hand sitting around doing nothing for shareholders. And they have product development experience second to none. 
 

But this is a huge roll of the 🎲 

Agree on Apple over Samsung. (NO GREEN TEXT BUBBLES!!! 😡) 😂 

 

Yeah, IDK. I do know it’s been in the works for a long time and bet they sell like hotcakes! 

[TiScape]

Just got done putting together the brisket chili! 🤤 

[TiScape]

9 hours ago, bscinstnct said:

 

Very cool, I love the ocean and there’s spectacular beachfront/homes here as well.

 

But I always thought it’s the houses on the “hills”, and the hills and valleys of SoCal that are really cool. In both books and tv/film, off the top of my head like the one on Bosch or, not sure if you’ve seen the Lincoln Lawyer

 

 

 

 

 

 

 

The house below is across the street from the other house I posted. Its architecture is what I associate w/Carmel. The roofs are a trip. Remind me of a fairytale cottage. 

[Duct Tape]

3 hours ago, aenemated said:

 

Did someone say "My Way?"

 

 

 

 

We drag that one out every so often. 

Did Frank’s cover have such a great rhythm section?   
 

😀

[Duct Tape]

Just now, TiScape said:

The house below is across the street from the other house I posted. Its architecture is what I associate w/Carmel. The roofs are a trip. Remind me of a fairytale cottage. 

Gorgeous. Cotwolds in Cali!

[TiScape]

1 minute ago, Duct Tape said:

Did Frank’s cover have such a great rhythm section?   
 

😀

Word on the street is they settled for some middle aged software engineer 🤷🏼‍♂️

[Soloman1]

4 minutes ago, TiScape said:

Word on the street is they settled for some middle aged software engineer 🤷🏼‍♂️

 

Oh, that’s gonna leave a mark.

[BIG STU]

3 hours ago, braincramp52 said:

I know nothing about the situation but I might balk at their first settlement offer.

It was not bad considering I had not done much business out of there in the last 3 years. They did ask on that and I explained why. Told them they could check with the State industrial commission and court records about my accident. Of course I know they had checked tax filings on the LLC before talking to me. My accounting bud said had I done more business I would have gotten more but he advised take the money and run. Besides at this stage of life I do not want the hassles of arguing and taking time out to argue. When this is said and done and I am paid off I am dissolving the LLC and turning in the wholesale license. I am done with it period

[braincramp52]

2 minutes ago, BIG STU said:

It was not bad considering I had not done much business out of there in the last 3 years. They did ask on that and I explained why. Told them they could check with the State industrial commission and court records about my accident. Of course I know they had checked tax filings on the LLC before talking to me. My accounting bud said had I done more business I would have gotten more but he advised take the money and run. Besides at this stage of life I do not want the hassles of arguing and taking time out to argue. When this is said and done and I am paid off I am dissolving the LLC and turning in the wholesale license. I am done with it period

Sounds like a win win.

[braincramp52]

@BIG STU You need to splurge on a new golf toy though don't you?!! 

[aenemated]

20 minutes ago, Soloman1 said:

 

Oh, that’s gonna leave a mark.

 

I prefer "big 5th grader" thank you. 😂

[BIG STU]

1 hour ago, Triple Lindy said:

Yes, but relatively recently. Express Scripts and Caremark are (were) the largest PBMs. They’re now owned by Cigna and Aetna respectively. CVS and Caremark had merged and then Aetna acquired CVS.

I have Aetna and so does my wife. Now I know why we got the calls and mailings wanting us to switch our stuff to CVS. We have been at Kroger for years. In fact one call the person sorta hinted around in the future they may not cover our scripts at Kroger. I told her the day they done that we would find another company. I told her it was not like we got stuff in the mail everyday from other companies wanting our business. She promptly hung up and I have not heard squat since. We did Aetna because our agent is local and I know him well. I called him and he told me not to worry about it. I also told him what I told the Aetna lady and he cracked up

[TiScape]

5 minutes ago, aenemated said:

 

I prefer "big 5th grader" thank you. 😂

 

[BIG STU]

7 minutes ago, braincramp52 said:

@BIG STU You need to splurge on a new golf toy though don't you?!! 

I am pretty well set on my equipment for now. I MAY splurge and buy me a new Jones Classic stand bag. But then again my 20+ year old one is doing fine. My league bud is a fitter for PGASS and I am supposed to go up maybe next week and look at and hit the new TM Qi 10 driver. But then again I am practical and can not justify $600 for a driver.

[braincramp52]

1 minute ago, BIG STU said:

I am pretty well set on my equipment for now. I MAY splurge and buy me a new Jones Classic stand bag. But then again my 20+ year old one is doing fine. My league bud is a fitter for PGASS and I am supposed to go up maybe next week and look at and hit the new TM Qi 10 driver. But then again I am practical and can not justify $600 for a driver.

The word "practical" is not in my vocabulary when it comes to golf but now that I'm retired I think I'll add it.

[Fellaheen51]

37 minutes ago, TiScape said:

The house below is across the street from the other house I posted. Its architecture is what I associate w/Carmel. The roofs are a trip. Remind me of a fairytale cottage. 

 

Earl Young "Mushroom Houses" in Charlevoix, MI

 

 

 

[TiScape]

5 minutes ago, braincramp52 said:

The word "practical" is not in my vocabulary when it comes to golf but now that I'm retired I think I'll add it.

Life’s too short to be practical! 😜

[braincramp52]

4 minutes ago, TiScape said:

Life’s too short to be practical! 😜

Oh, all right. You changed my mind!

[TiScape]

18 minutes ago, TiScape said:

 

In fairness @aenemated, my GF fairly regularly refers to me as Peter Pan. And I take it as a badge of honor! 😊

Edited January 23 by TiScape

[aenemated]

3 minutes ago, TiScape said:

In fairness @aenemated, my GF fairly regularly refers to me as Peter Pan. And I take it as a badge of honor! 😊

 

It's always kinda funny when I'm kickin it with miniature Ms. ae's boyfriend (like this past Saturday at her band's show) ... cuz we're both in black jeans, black chucks, black tshirt and backwards ball cap 😂

[Duct Tape]

1 hour ago, braincramp52 said:

@BIG STU You need to splurge on a new golf toy though don't you?!! 

He said he was no longer a golf club ho. 
 

Over under on that BS?   😀

[sunbeltgolfer]

1 hour ago, TiScape said:

The house below is across the street from the other house I posted. Its architecture is what I associate w/Carmel. The roofs are a trip. Remind me of a fairytale cottage. 

The eyebrow dormers are really cool. Don't see stuff like this being designed or built anymore.

[Soloman1]

2 hours ago, bscinstnct said:

 

After years of Samsungs, switched to IPhone and it far superior imo in every important way…for me/us that is. 
 

Cant imagine why they would take this on, making a car

 

I mean they got 160 billion in cash-on- hand sitting around doing nothing for shareholders. And they have product development experience second to none. 
 

But this is a huge roll of the 🎲 

 

Everybody knows the dice are loaded.

Everybody rolls with their fingers crossed.

 

They should work on an AI Steve Jobs. He’d fire their butts.

 

EV’s. Gimme a break.

 

They should make an NFL team. They can build their own stadium. The Apple Cores.

 

[SnowbirdTom]

5 minutes ago, Soloman1 said:

 

Everybody knows the dice are loaded.

Everybody rolls with their fingers crossed.

 

They should work on an AI Steve Jobs. He’d fire their butts.

 

EV’s. Gimme a break.

 

They should make an NFL team. They can build their own stadium. The Apple Cores.

 

They could call them the iTeam, but everyone knows there’s no “i” in team.

[aenemated]

36 minutes ago, Soloman1 said:

Everybody knows the dice are loaded.

Everybody rolls with their fingers crossed.

 

Everybody knows the war is over. 

 

Nice. 

[aenemated]

Also, I won't stand for any Apple hate around here, dammit. Apple's been paying my bills and buying my booze and fancy dinners and golf clubs and drums and etc etc etc for well over a decade now!