Clubhouse Grille (*** NO LIV DISCUSSIONS ***) (*** NO POLITICS/RELIGION ***)

[BIG STU]

13 hours ago, Conrad1953 said:

Ah, first Central Alabama Golf tournament round of the new year tomorrow at the Lake 

Course at Grand National. Supposed to be 66F. 

 

We were supposed to play our first round last week but it was cancelled due to a forecast  

15F low in the wee hours. High was gonna be only 38F so the frost delay might have lasted  

most if not the entire day.

 

As usual though, around here warmer temps in the winter come with storms coming in from

the gulf. Tomorrow will be great and then we're supposed to have rain for several days 

starting Wednesday. Good timing for this round anyway.🙂

It is supposed to be warm here all week. I signed up for Wednesday and Thursday. Yesterday morning we had frost and the small money game did not tee off until 10AM. They originally had only 9 players but it dwindled down to only 6. Saturday is supposed to be in the 70s. I am not really keen on the Shootouts anymore besides I have a funeral to run at church. Will more than likely slip off to the Par3 after the service since it is about 1 mile from the church

[BIG STU]

8 hours ago, Conrad1953 said:

 

Most celebrity endorsements are lost on me because I don't know who most of these

people are these days.

 

I see all these Nissan commercials with this woman driving cars like she's a pro driver

or something. I had no idea who she was or cared who she was.

 

One day I saw a nice negative headline about Disney in my news feed and since I like

negative Disney news I clicked on it. It was all about the failure of recent Marvel movies

of which I have seen none. They had a picture of the woman from the Nissan TV ads

in the story.

 

Oh, so I learned her name is Brie Larson and she's a Marvel superhero. Had I not

clicked on the Disney news I would have continued not knowing or caring who she is.

OK!!! Glad to see I am not the only one who likes negative Disney news. Part of my daily laughs. I will not tell why because it may violate forum rules

[Duct Tape]

10 hours ago, Conrad1953 said:

I can't stand those Allstate commercials with Mr. Mayhem or what ever his name is.

 

Those are some really irritating commercials.❌

 

Allstate always sending us letters wanting our homeowners policy business.  A friend of

mine has them and they jacked his premium way up at his last renewal. They actually

said they were jacking up his rate in Alabama due to all the claims in Florida. Uh no,

that's BS. ❌

I literally change the channel when Mayhem comes on. Same company that ditched many friends after our hailstorm. 
 

Been with USAA for over 30 years. Not the cheapest but have stood by me when I needed them. That’s why I have insurance. 

[miamistomp]

8 hours ago, Conrad1953 said:

 

Most celebrity endorsements are lost on me because I don't know who most of these

people are these days.

 

I see all these Nissan commercials with this woman driving cars like she's a pro driver

or something. I had no idea who she was or cared who she was.

 

One day I saw a nice negative headline about Disney in my news feed and since I like

negative Disney news I clicked on it. It was all about the failure of recent Marvel movies

of which I have seen none. They had a picture of the woman from the Nissan TV ads

in the story.

 

Oh, so I learned her name is Brie Larson and she's a Marvel superhero. Had I not

clicked on the Disney news I would have continued not knowing or caring who she is.

 Yep

When I see the magazines in the supermarket checkout aisle, I rarely recognize the cover photos

[BIG STU]

21 minutes ago, Duct Tape said:

I literally change the channel when Mayhem comes on. Same company that ditched many friends after our hailstorm. 
 

Been with USAA for over 30 years. Not the cheapest but have stood by me when I needed them. That’s why I have insurance. 

From what I observed in my towing days USAA was always the best company to deal with. On our end they were great to work with and from what I observed they were great to their customers. All State was the worse in fact I barred one of their adjusters from our yard. He was a first class Richard Noggin

[BIG STU]

Well wholesale life changes for me. A few weeks back I received a notice by certified mail that the state was taking my section of my storage building for a road project. I have 190 days to move. With me still holding a wholesale business license they will have to pay me to vacate. I sold my huge tool box and Diesel tools yesterday to a friend's grand son who is getting started in the business. I had forgotten what all was in that box since I had not unlocked it in more than 10 years. I did not really give it away but I knew no way I could get what I had in it. For the clubs I have several options. I have talked to a couple of guys in the classic club business and they are talking about a blanket buy out. If not I have talked to an auctioneer. The attorney for the state called me yesterday and told me their offer which I can live with. It was lower than I anticipated but I had not done a bunch of business since I have been hurt. But still I feel it is a good settlement. One thing about it after the stuff is gone I can simplify my life even further. I no longer will have to write that $110 rent check every month. I had a dose of reality I am no longer able to turn wrenches on the big stuff. I have enough tools at the shop at the house to do what little I need to do. Besides my gamers I am only keeping 2 sets of classic irons my beloved FC-4000s and the Mac Hogans and maybe 10 putters. Yep I am out of the club ho business

[braincramp52]

1 hour ago, BIG STU said:

OK!!! Glad to see I am not the only one who likes negative Disney news. Part of my daily laughs. I will not tell why because it may violate forum rules

If Disney fell off the face of the earth it would be cause for celebration of unknown proportions. 

[Duct Tape]

3 minutes ago, braincramp52 said:

If Disney fell off the face of the earth it would be cause for celebration of unknown proportions. 

I haven’t recovered from “It’s a small world” syndrome after taking my kids to Disneyland.  Starts when the song comes on the TV or radio. First a facial twitch, then some uncontrolled drooling, ….   By then my wife thankfully has the medication ready. 

[nitram]

1 hour ago, BIG STU said:

Well wholesale life changes for me. A few weeks back I received a notice by certified mail that the state was taking my section of my storage building for a road project. I have 190 days to move. With me still holding a wholesale business license they will have to pay me to vacate. I sold my huge tool box and Diesel tools yesterday to a friend's grand son who is getting started in the business. I had forgotten what all was in that box since I had not unlocked it in more than 10 years. I did not really give it away but I knew no way I could get what I had in it. For the clubs I have several options. I have talked to a couple of guys in the classic club business and they are talking about a blanket buy out. If not I have talked to an auctioneer. The attorney for the state called me yesterday and told me their offer which I can live with. It was lower than I anticipated but I had not done a bunch of business since I have been hurt. But still I feel it is a good settlement. One thing about it after the stuff is gone I can simplify my life even further. I no longer will have to write that $110 rent check every month. I had a dose of reality I am no longer able to turn wrenches on the big stuff. I have enough tools at the shop at the house to do what little I need to do. Besides my gamers I am only keeping 2 sets of classic irons my beloved FC-4000s and the Mac Hogans and maybe 10 putters. Yep I am out of the club ho business

Congrats Stu. Giving that young man a solid start with the tools, and getting rid of some stuff you haven't laid eyes on in a long time. A lot less to fret over.

[Reasonability]

1 hour ago, BIG STU said:

Well wholesale life changes for me. A few weeks back I received a notice by certified mail that the state was taking my section of my storage building for a road project. I have 190 days to move. With me still holding a wholesale business license they will have to pay me to vacate. I sold my huge tool box and Diesel tools yesterday to a friend's grand son who is getting started in the business. I had forgotten what all was in that box since I had not unlocked it in more than 10 years. I did not really give it away but I knew no way I could get what I had in it. For the clubs I have several options. I have talked to a couple of guys in the classic club business and they are talking about a blanket buy out. If not I have talked to an auctioneer. The attorney for the state called me yesterday and told me their offer which I can live with. It was lower than I anticipated but I had not done a bunch of business since I have been hurt. But still I feel it is a good settlement. One thing about it after the stuff is gone I can simplify my life even further. I no longer will have to write that $110 rent check every month. I had a dose of reality I am no longer able to turn wrenches on the big stuff. I have enough tools at the shop at the house to do what little I need to do. Besides my gamers I am only keeping 2 sets of classic irons my beloved FC-4000s and the Mac Hogans and maybe 10 putters. Yep I am out of the club ho business

 

Stu,

 

I'm not the one facing this.  My empathy is all well and good but you're the man in the middle of it.   have to at least say the way you're going about this is positive.  You see the situation, you have a plan, and you're locked and loaded to play it out with some upside in your life.  It would be a tougher reply had you approached it all from the negative.  You don't need me to be proud of you, but I don't mind saying your way of planning and moving forward on this one is inspiring.  Proud of you.  The same situation would not be managed nearly as well by so many others.  

[Wooley12]

My niece met her husband when they both were crewing the jungle boats at Disney in Orlando after graduating from college. 20 years later and he still works for a sports/marketing/promotion division of Disney in NYC. When I asked him what his actual job was he said he was the guy who called the Grand Prize Sweepstakes winners of Disney cruises to tell them they had won. 

[Reasonability]

3 hours ago, BIG STU said:

Pretty good list---- And you know all the time some of these "self proclaimed golf gurus" always said Nick Price's swing was too fast. I have always said his SS is his own and certainly knew how to time it up

 

Never, Always, Everyone, No one, Critical.   

 

Such words are dangerous territory when it comes to golf swings.  Beyond our individual mental/physical/emotional wiring, there exists the myriad of if-thens inside the swing motion.  Those are hard enough to identify, let alone the combinations of them which can be compounding in both good and bad ways.  

 

Example:  Sometimes a golfer finds he hits ball-first by applying some form or another of what is famously called the "late hit".  It's not always the case, but sometimes that same golfer cranks up his upper body turning motion through the ball to avoid issues such as getting "stuck" or perhaps as a mechanism to overcome problematic tendencies from the waist-down.  His motion can look to the world as though it's all predicated on a tempo that's just too hot.  Not for him!  

 

If we ask 10 golfers to list the fundamentals of the swing, we'd get 10 answers.  

 

About the only thing goofier than the game of golf is us golfers.  We observe how others do it, are willing to touch the notions as to how to do it.  Then very quickly on that path a gag reflex kicks in and that's suddenly the end of that. 

 

On the other hand, there aren't too many endeavors where you can approach it all while singing "I Did It My Way".  Goofy or beautiful?  Maybe both.     

[braincramp52]

2 hours ago, BIG STU said:

Well wholesale life changes for me. A few weeks back I received a notice by certified mail that the state was taking my section of my storage building for a road project. I have 190 days to move. With me still holding a wholesale business license they will have to pay me to vacate. I sold my huge tool box and Diesel tools yesterday to a friend's grand son who is getting started in the business. I had forgotten what all was in that box since I had not unlocked it in more than 10 years. I did not really give it away but I knew no way I could get what I had in it. For the clubs I have several options. I have talked to a couple of guys in the classic club business and they are talking about a blanket buy out. If not I have talked to an auctioneer. The attorney for the state called me yesterday and told me their offer which I can live with. It was lower than I anticipated but I had not done a bunch of business since I have been hurt. But still I feel it is a good settlement. One thing about it after the stuff is gone I can simplify my life even further. I no longer will have to write that $110 rent check every month. I had a dose of reality I am no longer able to turn wrenches on the big stuff. I have enough tools at the shop at the house to do what little I need to do. Besides my gamers I am only keeping 2 sets of classic irons my beloved FC-4000s and the Mac Hogans and maybe 10 putters. Yep I am out of the club ho business

I know nothing about the situation but I might balk at their first settlement offer.

[aenemated]

26 minutes ago, Reasonability said:

all while singing "I Did It My Way".

 

Did someone say "My Way?"

 

 

 

 

We drag that one out every so often. 

[TiScape]

6 hours ago, bscinstnct said:

 

Very cool, I love the ocean and there’s spectacular beachfront/homes here as well.

 

But I always thought it’s the houses on the “hills”, and the hills and valleys of SoCal that are really cool. In both books and tv/film, off the top of my head like the one on Bosch or, not sure if you’ve seen the Lincoln Lawyer

 

 

 

 

 

 

 

Oh yeah! Really enjoyed Bosch n LL. 

And the little house I mentioned is really not spectacular in the traditional sense. Lots of places with far more WOW factor. It’s all about the location, architect and history. Which I find more interesting than a modern ‘white box’ mansion. 

Edited January 23 by TiScape

[TiScape]

2 hours ago, braincramp52 said:

If Disney fell off the face of the earth it would be cause for celebration of unknown proportions. 

The fact that ur on board with this mouse hate all but confirms my suspicions of Rads similar stance 😊… Thankfully **NO POLITICS** allowed here 😇 Safe to say you won’t be enjoying an ice cold BL while watching the new Marvel movie! 🤣

 

Edited January 23 by TiScape

[braincramp52]

3 minutes ago, TiScape said:

The fact that ur on board with this mouse hate all but confirms my suspicions of Rads similar stance 😊… Thankfully **NO POLITICS** allowed here 😇 Safe to say you won’t be enjoying an ice cold BL while watching the new Marvel movie! 🤣

 

That would be a real safe bet. 

[TiScape]

9 hours ago, aenemated said:

With the knowing dissolution of F&D in... I've been trying to figure out what's next. This had lead to a lot of listening to drummers. 

 

For @chisag ... hard to not ignore my friend and hero Dan ...

 

 

A good while back at the ol Baked Tater in Studio City ... 

 

 

One night, showed up to a jam there, arranged by my old pal John Ziegler. Dan had gone up and played some rad fusion ish, I think the great Vinnie Colaiuta was there too. They finish and JZ was like "Dude! You're next!" And I was like "Are you out of your effin mind? I'm not following Dan. I'll just get booed outta here." 

 

I laughed when I saw the @ mention in this one! Thinking a certain drummer forgot where he was 😜

 

[TiScape]

4 hours ago, miamistomp said:

 Yep

When I see the magazines in the supermarket checkout aisle, I rarely recognize the cover photos

I’m at the age where I still know most of the

pop actors and musicians. Where I’m starting to feel more like you “more mature” guys is with the ppl that are famous from the internet/social media. 

Me- Who is that?

Answer- That’s blah blah. Has 2.2 million followers on IG… Ohhhh 🙄

 

🤣

[Triple Lindy]

23 minutes ago, TiScape said:

“more mature” guys

Too funny.

[TiScape]

6 hours ago, mshills said:

@bscinstnct nice vistas there…..lovely. There are some good ones in the movie Heat too. 
 

Hey, we have houses on hills in Pittsburgh too. 😂 In fact mine is on a hill! No views like that though. Even if there was a view like that it’d be socked in by clouds. 

Heat. Now that’s a classic right there 👍🏼 Rewatched for like the 3rd time not long ago. And I’m not a big watch movies more than once guy. 

[Triple Lindy]

1 hour ago, TiScape said:

Really enjoyed Bosch n LL

If you haven’t read the books, give them a try. Both series are great and the author even mixes both characters into some of the novels. Funny thing is McConaughey fit my mental portrait of the Haller. The actor from the Bosch series - not so much, so that kinda wrecked it for me. I enjoyed the first season of Bosch but that was about it.

[TiScape]

9 minutes ago, Triple Lindy said:

If you haven’t read the books, give them a try. Both series are great and the author even mixes both characters into some of the novels. Funny thing is McConaughey fit my mental portrait of the Haller. The actor from the Bosch series - not so much, so that kinda wrecked it for me. I enjoyed the first season of Bosch but that was about it.

Thanks for the recommendation TL.
I will say Bosch was much better early. The newer series where he is a PI definitely feels to me like a watered down version. Also great early was Goliath. 

[mshills]

24 minutes ago, TiScape said:

Heat. Now that’s a classic right there 👍🏼 Rewatched for like the 3rd time not long ago. And I’m not a big watch movies more than once guy. 

 

Sometimes the all-star cast movies end up terrible.  Not that one!

[Soloman1]

Fun with Insurance and Pharmacies

 

You pay an insurance company premiums.

You pay to get a prescription.

Then you go to the pharmacy.

 

What happens when you go to the pharmacy?

They ask if you have insurance. You say yes.

Everyone says yes, because you think it must be expensive, and you're only paying a co-pay, so you give them your insurance information.

Or, your insurance information already in their system. You can't escape from this from any chain.

 

Once you say you have insurance, the pharmacy is forbidden from telling you the cash price to maintain their contract with the insurance company.

 

Let's use Metformin, a common drug for diabetes, as the example.

 

Metformin costs the pharmacy about $2.

If you had no insurance, the cash price would be $4.

You pay $4 and the pharmacy makes $2.

 

The pharmacy puts in your insurance info, and now you have a co-pay of $10.

You think it's a good deal. Only $10.

 

From that co-pay, $7 goes back to the insurance company and the pharmacy gets only $3.

The pharmacy now makes only $1, and you just paid $6 more than if you had no insurance. But, you have paid for it.

 

Some people like to say the system is broken. It isn't. It's working exactly as designed.

 

[Triple Lindy]

30 minutes ago, TiScape said:

Thanks for the recommendation TL.
I will say Bosch was much better early. The newer series where he is a PI definitely feels to me like a watered down version. Also great early was Goliath. 

Another great novel series is the Elvis Cole/Joe Pike PI genre courtesy of Robert Crais. Easy reads, witty, and engaging plots.

[Triple Lindy]

45 minutes ago, Soloman1 said:

Once you say you have insurance, the pharmacy is forbidden from telling you the cash price to maintain their contract with the insurance company.

This practice, commonly referred to as the pharmacist gag order, was abolished in 2018. While a pharmacist isn’t obligated to tell you about a lower price, they are not prohibited from doing so any longer. And it was the PBM (Pharmacy Benefit Manager) that was the culprit in the scenario. They’re also the ones that pocket the difference you described.

 

Having said that, I’m 100% in alignment with you regarding the evils of the healthcare insurance industry. The amount of money spent on bureaucracy/non-patient care in our healthcare system would easily fund the move to a single payer system, but the industry lobbyists won’t allow it to happen.

[Soloman1]

Was that for independents?

 

Didn't the insurance companies acquire the PBM's? Different P&L's but same pie?

 

CVS bought health insurance company Aetna Health, so the same pie again?

Edited January 23 by Soloman1

[Triple Lindy]

3 minutes ago, Soloman1 said:

Didn't the insurance companies acquire the PBM's? Different P&L's but same pie?

Yes, but relatively recently. Express Scripts and Caremark are (were) the largest PBMs. They’re now owned by Cigna and Aetna respectively. CVS and Caremark had merged and then Aetna acquired CVS.

[Soloman1]

Oh no. Apple is going into the EV market.

 

Install a forced software update and the battery will die.